It seems that millennials are always in tough luck in life and have struggled to get ahead.
First, the 2008 financial crisis and then the recent pandemic has impacted job opportunities. In fact, leading banks have even bet that millennials will accumulate less wealth during their lifetime than earlier generations.
Once able to gather funds, millennials have looked at traditional investments. With gold failing to provide proper ROI and traditional stock market where only 4% of the players actually end up making any money. This is an area where institutional investors and hedge funds dominate